Choose the account that suits you best.
Deposits are insured up to $250,000 by the Federal Deposit Insurance Corporation.
**APY – Annual Percentage Yield is accurate as of November 12, 2024.
Fees could reduce the earnings on your account.
Interest compounded monthly.
The interest rate may change daily after the account is opened.
Account Type | Minimum to Open | Minimum balance to obtain APY** | Interest Rate | APY** | To Avoid Fees | Restrictions |
---|---|---|---|---|---|---|
Regular Savings | $50 | no | 0.60% | 0.60% | None | None |
Platinum Money Market | $1,000 | $1,000 - $9,999
$10,000 - $24,999 $25,000 - $49,000 $50,000 and over | 0.40%
0.42% 0.45% 0.60% | 0.40%
0.42% 0.45% 0.60% | Maintain an average daily balance for the monthly statement cycle of $1,000 to avoid $9 monthly maintenance fee. * | 6 transfers per month |
Pinnacle Money Market | $5,000 | $0 - $4,999
$5,000 - $24,999 $25,000 - $49,999 $50,000 - $74,999 $75,000 - $249,999 $250,000 and over | 0.50%
0.55% 0.60% 0.70% 0.80% 1.05% | 0.50%
0.55% 0.60% 0.70% 0.80% 1.06% | Maintain an average daily balance for the monthly statement cycle of $5,000 to avoid $20 monthly maintenance fee. * | 6 transfers per month |
Super Savings | $50 | $1 - $100,000
$100,001 and over | 4.00% 0.60% | An interest rate of 0.60% will be paid only for that portion of your daily balance that is greater than $100,000. The APY for this tier will range from 0.60% - 4.00% depending on the balance in the account. | Eighteen point-of sale debit card transactions must be posted to Elite checking account during the monthly statement cycle. If these are not posted, a lower monthly interest rate earned will be credited to your account. | None |